You may visit POP at any time without providing Your identity or revealing any personal information about yourself. However, when You visit our Website, we may collect and store Your computer and connection information, statistics on page views, traffic to and from POP, ad data, IP address and standard web log information, and information from other companies, such as demographic and navigation data. In order to be approved as registered user with POP, You will be required to choose a user-name. This user-name may be displayed throughout POP and therefore provided to the public. Unless You associate your user-name with Your Personal Information, users will not be able to personally identify Your activities on POP.
When visiting POP from a public or shared computer, certain information about You, such as Your user-name, may also be visible to others who may use the computer after Your use.
1. CHILDREN’S PRIVACY
We care about the safety of children. POP does not solicit or knowingly collect Personal Information from children under the age of 13. Children should always get permission from their parents before sending any information about themselves (such as, their names, e- mail addresses, and phone numbers) over the Internet to us or to anyone else. We encourage You to become involved in Your children’s on-line experience and to share Your interest in our Website with Your young ones. If POP obtains actual knowledge that it has collected Personal Information from a child under the age of 13, POP will immediately delete such information from its database.
2. INFORMATION COLLECTION PRACTICES
POP collects Personal Information from you only if you voluntarily submit such information to us on the Website and through e-mail. When visiting the Website, we collect user-specific information on what pages are visited.
When You register for our service, You will be asked to provide POP certain Personal Information. Personal Information includes, without limitation: Your first name, last name, user-name, password, e-mail address, gender, date of birth, city, state, and zip code. The Website will not gather Personal Information surreptitiously.
In general, once You provide us with Your required Personal Information, You are no longer anonymous. In providing us with Your Personal Information, You consent to the transfer and storage of such information on our servers. In addition to the foregoing Personal Information in connection with your registration and use of POP, we may collect and store the following Personal Information:
- all transactional information based on your activities on POP;
- any correspondence sent to us; and
- other supplemental information from third-parties.
Our primary purpose in collecting Personal Information is to provide You with a safe, smooth, efficient, and customized experience. You agree that we may use Your Personal Information to:
provide the services and customer support You request;
prevent potentially prohibited or illegal activities;
enforce our Terms and Conditions;
customize, measure and improve our services, content and advertising; and
inform you about our services, targeted marketing, service updates, and promotional offers.
Without limiting the above, in an effort to respect Your privacy and our ability to keep the community free from bad actors, POP will maintain an e-mail database, in-house, and will never sell Your data, to include postal and/or e-mail address(es). Further, we will not otherwise disclose Your Personal Information to law enforcement, other government officials, or other third-parties without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to prevent imminent physical harm or financial loss or to report suspected illegal activity.
Like most website operators, POP automatically gathers information of the sort that browsers automatically make available, including: (i) IP addresses; (ii) domain servers; (iii) types of computers accessing the Website; and (iv) types of Web browsers accessing the Website (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify You.
POP uses so-called “Cookies,” which are files that are stored on Your computer that can be retrieved to assist in customizing Your experience with the online service. A “Cookie” is a string of information that a website stores on a user’s computer, and that the user’s browser provides to the website each time the user submits a query to the website. The purpose of a “Cookie” is to (1) support the functionality of the Website, for example by keeping track of Your visual preferences or controlling the frequency of “pop-up” windows, and (2) identify the user as a unique user of the Website.
POP uses “Cookies” to customize Your experience on the Website to Your interests, to ensure that You do not repeatedly see content or informational messages that may be of no interest to You, and to store Your password so You do not have to re-enter it each time You visit the Website.
If You want to disable “Cookies,” there is a simple procedure in most Internet browsers that allows You to turn-off “Cookies.” Please remember, however, that “Cookies” may be required to allow You to use certain features of the Website.
For additional information on POP’s uses of “Cookies,” see the section concerning Information Use and Disclosure Practices, below.
IF YOU DO NOT WISH TO HAVE “COOKIES” PLACED ON YOUR COMPUTER, YOU SHOULD ADJUST THE CORRESPONDING SETTING IN YOUR BROWSER TO REFUSE “COOKIES” BEFORE ACCESSING THE WEBSITE, WITH THE UNDERSTANDING THAT CERTAIN OF THE SERVICES AND CERTAIN
FEATURES OF THE WEBSITE MAY NOT FUNCTION PROPERLY WITHOUT THE AID OF “COOKIES.” IF YOU REFUSE “COOKIES,” YOU ASSUME ALL RESPONSIBILITY FOR ANY RESULTING LOSS OF FUNCTIONALITY.
Web Beacons/Web Bugs
POP utilizes a software technology called “clear gifs” (a.k.a. Web Beacons/Web Bugs), that help us better manage content on our site by informing us what content is effective. Clear gifs are tiny graphics with a unique identifier, similar in function to “Cookies,” and are used to track the online movements of Web users. In contrast to “Cookies,” which are stored on a user’s computer hard drive, clear gifs are embedded invisibly on Web pages and are about the size of the period at the end of this sentence. We do not tie the information gathered by clear gifs to our customer’s Personal Information. Rather, we use clear gifs in our HTML-based e-mails to let us know which e-mails have been opened by recipients. This allows us to gauge the effectiveness of certain communications and the effectiveness of our marketing campaigns.
Some of our Third-Party Websites (e.g., Third-Party Advertising Promotions) use “Cookies” and Web Beacons on the Website. We have no access to or control over these third-party tracking technologies.
You are under no obligation to provide Personal Information, with the caveat that Your refusal to do so may prevent You from using certain of the Services.
3. INFORMATION USE AND DISCLOSURE PRACTICES
(a) Traffic Data and Information Gathered Using “Cookies”
POP analyzes Traffic Data and information gathered using “Cookies” to help POP better understand who is using the Website and how they are using it. By identifying patterns and trends in usage, POP is able to better design the Website to improve Your experience, and to serve You more relevant and interesting content and third-party advertising promotions. From time to time, POP may release Traffic Data and information gathered using “Cookies” in the aggregate, such as by publishing a report on trends in the usage of the Website. POP does not attempt to link information gathered using “Cookies” to Personal Information.
(b) Personal Information
Generally, POP uses Your Personal Information to send You information about POP and POP’s- products and services, and to contact You when necessary in connection with the Services.
POP uses Your Demographic Data to customize and tailor Your experience on the Website.
Except under the following circumstances, POP will keep Your Personal Information private, and will not share it with third-parties.
you requested and/or won by and through our Website; (b) providers of direct marketing services and applications; (c) e-mail marketers; (d) telemarketers; and (e) direct marketers; and
POP discloses Personal Information to those who help it provide services, including those who perform technical, administrative and data processing tasks such as hosting, fulfillment, and data storage and security. These service providers are prohibited from using this Personal Information for any other purpose including their own marketing purposes; and
POP discloses Personal Information when required to do so by law, or in response to a subpoena or court order, or when POP believes in its sole discretion that disclosure is reasonably necessary to protect the property or rights of POP, third-parties, or the public at large; and
If you have opted-in to receiving information from third-parties, we will provide You with a way to tell us that You no longer want us to share Personal Information and that You no longer want to receive promotional and/or marketing information about products, services, and offerings from any third-parties. We will also provide You with a way to update the Personal Information that You share with us during registration. Once You have “opted-in” and agreed that Your information may be shared with third-parties or You have responded directly to an offer by any third-party on the POP Website, POP will not be able to update any of Your Personal Information that has been transferred to such third-parties or opt You out of such third-parties
4. CONSENT TO RECEIVE E-MAIL FROM POP
By establishing an account with POP, You consent to receive periodic commercial/promotional e-mail communications from POP concerning POP – products and services. You may opt-out of receiving such communications at any time by (a) following the unsubscribe instructions contained in each e-mail; (b) sending an e-mail to [email protected]; (c) writing to us at : P.O. Box 390742 Mountain View CA 94039.
5. SECURITY OF PERSONAL INFORMATION
POP has implemented and maintains generally accepted industry standards to protect against the unauthorized access, use, modification, destruction or disclosure of Your Personal Information both during transmission and once we receive it. The security of Your personal information is important to us. When you enter sensitive information during the registration process, we encrypt that information using state-of-the-art technology.
However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect Your personal information, we cannot guarantee its absolute security.
If You have any questions about security on our Website, You can e-mail us at [email protected]
6. LINKS TO OTHER WEBSITES
The Website includes links to other Third-Party Websites whose privacy practices may differ from those of POP. If You submit Personal Information to any of a Third-Party Website, your Personal Information is governed by their privacy statements. POP encourages You to carefully read the privacy statement of any Third-Party Website You visit.
7. USER ABILITY TO ACCESS, UPDATE, AND CORRECT PERSONAL INFORMATION
POP wants Your Personal Information to be complete and accurate. By using the Website, You represent and warrant that all information You provide on any registration form or otherwise in connection with Your use of the Website and Services will be complete and accurate, and that You will update that information as necessary to maintain its completeness and accuracy. To confirm the completeness and accuracy of, or make changes to, Your Personal Information, please email us at [email protected]
8. PROMOTIONAL ACTIVITIES
From time to time, POP may conduct contests, giveaways and other promotions (collectively, “Promotional Activities”). Any information submitted in connection with
9. RULES FOR SUBMISSIONS AND MESSAGES IN CHAT ROOMS
If You use a bulletin board or chat room on the Website, You should be aware that any Personal Information that You submit there can be read, collected and/or used by other users of those forums, and could be used to send You unsolicited messages. Responsibility for what is posted in the discussion groups or other public forums lies with each user – You alone are responsible for the content of Your messages and the consequences of any such messages. We cannot and do not review every submission a user may make. We neither endorse nor guarantee the accuracy or propriety of any submission. We do, however, reserve the right but do not assume the obligation to restrict or prohibit Your use of our Website if we believe you are violating any of the terms of the agreement and to remove, edit, or relocate any submission as we see fit whether for legal or other reasons.
We are not responsible for the Personal Information that You choose to submit in the Website forums. We reserve the right to terminate the member status of anyone who uses the forums in a manner inconsistent with our Terms of Service.
11. REVOKING CONSENT/DELETING YOUR ACCOUNT
You can access, review and change most of Your Personal Information by logging on to POP at any time. However, some of your Personal Information can only be changed by contacting our Customer Service at [email protected] You are required to promptly update your Personal Information if changes occur or information is inaccurate.
Your POP account and profile and the information contained therein are password protected. Please note that You are not permitted to provide Your password to anyone else. POP will never ask for Your password in e-mails that You receive unexpectedly or that You did not request. Please remember to log-out of Your account and to close Your internet browser window when You leave the POP Website; this is especially important if you use a PC in a public location. At present, this is the safest way to ensure that no one has access to Your Personal Information. We
assume no liability for the abuse of login data and passwords used.
POP treats data as a valuable asset that must be safeguarded and protected. As set forth above, we use reasonable security measures to protect Your Personal Information against unauthorized access and disclosure.
12. Member Conduct
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials (“Content”), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that You, and not POP, are entirely responsible for all Content that You upload, post, or otherwise transmit. POP does not control the Content posted and, as such, does not guarantee the accuracy, integrity, or quality of such Content. You understand that by using the Website, You may be exposed to Content that is offensive, indecent or objectionable.
You agree to not use the Website in order to:
upload, post, or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
harm minors in any way;
impersonate any person or entity, including, but not limited to, a POP official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Website or develop restricted or password- only access pages, or hidden pages or images (those not linked to from another accessible page);
upload, post, or otherwise transmit any Content that You do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under non-disclosure agreements);
upload, post, or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party;
upload, post, or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, except in those areas of the Website that are designated for such purpose;
upload, post, or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications
interfere with or disrupt the servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected to the site;
intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
stalk” or otherwise harass another;
collect or store personal data about other users;
promote or provide instructional information about illegal activities, promote physical harm or injury against any group or individual, or promote any act of cruelty to animals;
use Your home page (or directory) as storage for remote loading or as a door or signpost to another home page; or
engage in commercial activities without the express written consent of POP. This includes, but is not limited to, the following activities: offering for sale any products or services, soliciting for advertisers or sponsors, conducting raffles or contests that require any type of entry fee, displaying a sponsorship banner of any kind, including those that are generated by banner or link exchange services, displaying banners for services that provide cash or cash-equivalent prizes to users in exchange for hyperlinks to their websites.
You acknowledge that we acquire all Rights to use any posted materials as described above so that we do not violate any Rights You may have in materials You post. By submitting content to or through the Website, You grant us the non-exclusive right to reproduce, modify, and distribute it as we see fit in any medium and for any purpose in any form, media, or technology now known or later developed. You also permit any other user to access, display, and print such content for personal use. You vouch that any material you submit does not violate, plagiarize, or infringe upon the right of any third-party, including copyright, trademark, or proprietary rights. If non-original content is included in Your posting, You must obtain permission from the content owner and attribute it.
14. CALIFORNIA PRIVACY RIGHTS
15. Copyrights and Copyright Agent
POP respects the rights of all copyright holders. If You believe that Your work has been copied and used on our Website in a way that constitutes copyright infringement, please provide POP Copyright Agent the following information required by Section 512 of the Digital Millennium Copyright Act:
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
Identification of the copyright work claimed to have been infringed, or, if multiple copyrighted works at a single on-line site are covered by a single notification, a representative list of such works at that site;
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
Information reasonably sufficient to contact the complaining party;
A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
POP Copyright Agent may be contacted at: Copyright Agent, P.O. Box 390742 Mountain View CA 94039.
We appreciate the opportunity to serve You!
Posh On Pennies® owns and operates the PoshOnPennies.com Website. You may contact us directly if you have any questions regarding the content and material on the Website or if you have any questions about our Privacy Policies. Please contact our Privacy Officer at:
Posh On Pennies® P.O. Box 390742 Mountain View CA 94039
Additionally, You may contact your state or local consumer protection office, The Direct Marketing Association’s Committee on Ethical Business Practices, the Better Business Bureau, or The Federal Trade Commission by phone at (202) FTC-HELP (202/382-4357) and online at www.ftc.gov.
POP complies with all the stringent standards of ethical conduct set forth by the Direct Marketing Association.
© 2010 Posh On Pennies®. All Rights Reserved.